CO-PAYMENT means a cost sharing requirement under a health insurance policy that provides that the Policyholder/Insured will bear a specified percentage of the admissible claims amount.External Congenital Anomaly: Which is in the visible and accessible parts of the body.Internal Congenital Anomaly: Which is not in the visible and accessible parts of the body.CONGENITAL ANOMALY refers to a condition(s) which is present since birth, and which is abnormal with reference to form, structure or position.CONDITION PRECEDENT shall mean a policy term or condition upon which the Insurer’s liability under the policy is conditional.CASHLESS FACILITY means a facility extended by the Insurer or TPA on behalf of the Insurer to the Insured, where the payments for the costs of treatment undergone by the Insured in accordance with the policy terms and conditions, are directly made to the network provider by the Insurer to the extent pre-authorization is approved.CANCELLATION defines the terms on which the policy contract can be terminated either by the Insurer or the Insured person by giving sufficient notice to other which is not lower than a period of fifteen days.BREAK IN POLICY means the period of gap that occurs at the end of the existing policy term, when the premium due for renewal on a given policy is not paid on or before the premium renewal date or within 30 days thereof.AYUSH Treatment refers to hospitalisation treatments given Ayurveda, Unani and Homeopathy systems (covered under the Policy).The scope of this definition is limited to admissible claims where a proportionate deduction is applicable, as per Note a to Section V.1.1. cost of pharmacy and consumables medicines.ASSOCIATED MEDICAL EXPENSES means hospitalisation related expenses on Surgeon, Anaesthetist, Medical Practitioner, Consultants and Specialist Fees whether paid directly to the treating doctor / surgeon or to the hospital Anaesthetics, blood, oxygen, operation theatre charges, surgical appliances and such other similar expenses with the exception of:.ANY ONE ILLNESS will be deemed to mean continuous period of illness and it includes relapse within 45 days from the date of last consultation with the Hospital / Nursing Home where treatment has been taken.AGE means age of the Insured person on last birthday as on date of commencement of the Policy.